%PDF-1.6 % 1 0 obj <>/Font<>/ProcSet[/PDF/Text]/ExtGState 110 0 R/XObject 111 0 R>>/Rotate 0/StructParents 4/Type/Page/Tabs/S>> endobj 2 0 obj <>stream /CS0 cs 1 scn 36 766.552 576 -694.552 re f /P <>BDC q 36 72 576 695 re W n BT 0 scn /TT0 1 Tf 0.016 Tw 10.5517 0 0 10.5517 60.8276 757.2414 Tm [(advancing)-30( several)-12( additional)-14( boreholes)-21( in)-45( order)-19( to)-48( circumscribe)-36( the)-22( affected)-30( area.)-15( The)-42( potential)]TJ ET EMC Q BT /P <>BDC 0 scn /TT0 1 Tf 0.016 Tw 10.5517 0 0 10.5517 60.8276 744.2069 Tm [(purchaser)-25( backed)-11( out.)]TJ EMC /P <>BDC /TT1 1 Tf 0 -2.471 TD [(SECOND)-16( POTENTIAL)-39( PURCHASER)-20( AND)-10( ADDITIONAL)-10( DRILLING)]TJ EMC /P <>BDC /TT0 1 Tf 0 -1.235 TD [(A)-39( second)-11( potential)-43( purchaser)-25( came)-26( forward.)-35( Sumra)-55( paid)-51( the)-22( first)-36( potential)-43( purchaser)-25( half)-35( the)-22( cost)-48( of)]TJ EMC /P <>BDC 0 -1.235 TD [(Paterson\222s)-41( first)-36( report)-35( so)-3( that)-38( he)-6( would)-35( allow)-16( Sumra)-55( to)-48( use)-35( the)-22( report.)-51( The)-42( report)-35( was)-45( disclosed)-8( to)]TJ EMC /P <>BDC 0 -1.235 TD [(the)-22( second)-11( potential)-43( purchaser.)]TJ EMC /P <>BDC 0 -2.471 TD [(Sumra)-55( then)-54( followed)-38( Paterson\222s)-41( recommendation)-24( and)-38( hired)-12( the)-22( firm)-40( to)-48( do)-6( the)-22( additional)-14( assessment.)]TJ EMC /P <>BDC 0 -1.235 TD [(PERC)-45( concentrations)-26( in)-45( groundwater)-30( exceeded)-17( applicable)-27( standards)-21( in)-45( three)-15( of)-48( the)-22( five)-32( additional)]TJ EMC /P <>BDC 0 -1.235 TD [(boreholes.)-37( Paterson)-57( concluded)-30( that)-38( the)-22( contamination)-10( was)-46( a)-32( significant)-25( source)-58( of)-48( liability)-59( but)-22( that)-38( it)]TJ EMC /P <>BDC 0 -1.235 TD [(did)-19( not)-22( pose)-8( a)-32( risk)-33( for)-9( the)-22( health)-41( of)-48( the)-22( building\222s)-8( occupants)-30( or)-52( the)-22( environment.)-43( Asked)-45( for)-9( an)]TJ EMC /P <>BDC T* [(estimate)-44( of)-48( clean)-22(-)-20(up)-6( costs,)-35( Paterson)-57( said)-48( it)-29( was)-45( not)-22( possible)-38( to)-48( provide)-15( an)-6( accurate)-47( estimate)-44( based)]TJ EMC /P <>BDC 0 -1.235 TD [(on)-6( the)-22( information)-54( available,)-11( but)-22( that)-38( a)-32( figure)-28( in)-45( the)-22( range)-31( of)-48( $100,000)-6( to)-48( $150,000)-6( could)-22( be)-6( used)-8( for)]TJ EMC /P <>BDC 0 -1.235 TD [(discussion)-38( purposes.)-21( The)-42( second)-11( potential)-43( purchaser)-25( backed)-11( out.)]TJ EMC /P <>BDC 0 -2.471 TD [(The)-42( real)-39( estate)-41( agent)-27( then)-54( told)-35( Sumra)-55( that)-38( the)-22( environmental)-14( reports)-6( would)-35( have)-8( to)-48( be)-6( provided)-47( to)]TJ EMC /P <>BDC 0 -1.235 TD [(any)-35( other)-15( potential)-43( purchaser)-25( and)-38( that)-38( no)-6( bank)-8( would)-35( finance)-11( the)-22( acquisition)-41( of)-48( the)-22( shopping)-60( centre)]TJ EMC /P <>BDC 0 -1.235 TD [(as)-3( long)-51( as)-3( the)-22( environmental)-14( problem)-35( was)-45( not)-22( addressed.)-53( The)-42( \223For)-49( Sale\224)-19( sign)-48( was)-46( removed)-51( and)-38( the)]TJ EMC /P <>BDC 0 -1.235 TD [(agent)-27( stopped)-30( presenting)-37( potential)-43( purchasers)-54( to)-48( Sumra.)]TJ EMC /P <>BDC /TT1 1 Tf 0 -2.471 TD [(YANG)-52( PURCHASES)-16( THE PROPERTY)-28( AND)-10( DECIDES)-26( TO)-23( IGNORE)-55( THE ENVIRONMENTAL)]TJ EMC /P <>BDC 0 Tw 0 -1.235 TD (CONCERNS)Tj EMC /P <>BDC /TT0 1 Tf 0.016 Tw T* [(It)-32( was)-46( at)-48( this)-32( point)-8( that)-38( Yang)-18( became)-31( interested)-21( in)-46( the)-22( property.)-54( Yang,)-34( an)-6( experienced)-24( businessman,)]TJ EMC /P <>BDC 0 -1.235 TD [(called)-35( upon)-11( the)-22( services)-39( of)-48( an)-6( Ottawa)-8( lawyer)-52( who)-48( had)-38( been)-11( self)-32(-)-20(employed)-18( for)-9( many)-26( years)-26( and)-38( who)]TJ EMC /P <>BDC 0 -1.235 TD [(had)-38( experience)-50( advising)-38( Yang)-18( in)-46( real)-39( estate)-41( and)-38( other)-15( transactions.)-37( Yang)-18( had)-38( already)-15( bought)]TJ EMC /P <>BDC T* [(property)-38( which)-32( he)-6( knew)-19( to)-48( be)-6( contaminated.)-13( He)-16( had)-38( then)-54( resorted)-38( to)-48( private)-58( financing)-57( in)-46( order)-19( to)]TJ EMC /P <>BDC 0 -1.235 TD [(get)-22( around)-5( the)-22( environmental)-14( requirements)-47( of)-48( banks.)-54( Yang)-18( requested)-24( and)-38( obtained)-46( a)-32( reduction)-5( in)]TJ EMC /P <>BDC 0 -1.235 TD [(the)-22( sale)-48( price)-9( of)-48( roughly)-15( $200,000.)-23( He)-16( ignored)-18( the)-22( advice)-51( of)-48( his)-16( lawyer,)-9( who)-48( recommended)-21( that)-38( he)]TJ EMC /P <>BDC T* [(commission)-16( his)-16( own)-48( environmental)-14( studies)-8( \(and)-58( had)-38( him)-36( sign)-48( a)-32( waiver)-52( in)-45( this)-32( regard\).)-28( The)]TJ EMC /P <>BDC 0 -1.235 TD [(conditions)-27( to)-48( closing)-6( were)-9( lifted)-6( and)-38( the)-22( deal)-51( was)-46( done.)]TJ EMC /P <>BDC /TT1 1 Tf 0 -2.471 TD [(A)-43( NEIGHBOUR)-7( SUES)-42( YANG)]TJ EMC /P <>BDC /TT0 1 Tf 0 -1.235 TD [(According)-25( to)-48( Yang,)-34( it)-29( was)-46( not)-22( until)-48( 2009,)-27( when)-22( a)-32( neighbour)-24( filed)-48( a)-32( nuisance)-57( action)-38( against)-11( him)]TJ EMC /P <>BDC T* [(because)-43( contamination)-10( from the)-22( shopping)-60( centre)-44( had)-38( migrated)-51( onto)-54( the)-22( neighbour\222s)-7( property,)-54( that)]TJ EMC /P <>BDC 0 -1.235 TD [(Yang)-18( became)-31( aware)-42( of)-48( environmental)-14( issues)-48( at)-48( the)-22( property.)-54( He)-16( hired)-12( Paterson)-57( to)-48( propose)]TJ EMC /P <>BDC 0 -1.235 TD [(remediation)-11( options.)-27( Depending)-46( on)-6( how)-48( much)-26( time)-52( was)-45( available,)-11( the)-22( options)-11( ranged)-5( from natural)]TJ EMC /P <>BDC T* [(attenuation)-52( \(a)-52( multi)-7(-)-20(year)-55( solution)-25( involving)-51( no)-6( costs\))-39( to)-48( excavation)-43( of)-48( the)-22( contaminated)-56( soil)-29( \(instant)]TJ EMC /P <>BDC 0 -1.235 TD [(solution)-25( costing)-8( $1.7)-54( million\).)]TJ EMC /P <>BDC /TT1 1 Tf 0 -2.471 TD [(YANG)-52( CLAIMS)-49( THAT)-40( HE)-23( WOULD)-46( HAVE)-45( NEVER)-26( PURCHASED)-20( THE PROPERTY)-28( AND)-10( SUES)-42( HIS)]TJ EMC /P <>BDC 0 -1.235 TD [(LAWYER)-20( ALONG)-36( WITH)-33( SUMRA)-40( AND)-10( SUMRA\222S)-36( COMPANY)]TJ EMC /P <>BDC /TT0 1 Tf T* [(With these)-25( facts)-6( in)-45( mind,)-26( it)-29( is)-43( readily)-55( apparent)-53( that)-38( the)-22( main)-9( issue)-19( for)-9( the)-22( trial)-36( judge)-25( -)-20( when)-22( Yang)]TJ EMC /P <>BDC 0 -1.235 TD [(brought)-21( an)-6( action)-38( for)-9( damages)-5( against)-11( Sumra)-55( and)-38( his)-16( own)-48( lawyer)-52( -)-20( was)-45( to)-48( determine)-25( whether)-31( or)-52( not)]TJ EMC /P <>BDC 0 -1.235 TD [(the)-22( plaintiff)-8( was)-45( telling)-35( the)-22( truth)-58( when)-22( he)-6( said)-48( he)-6( only)-48( became)-31( aware)-42( of)-48( the)-22( environmental)-14( issues)-48( at)]TJ EMC /P <>BDC T* [(the)-22( site)-32( in)-46( 2009.)]TJ EMC /P <>BDC /TT1 1 Tf 0 -2.471 TD [(BACK)-53( TO)-23( THE STARTING)-7( GATE)]TJ EMC /P <>BDC /TT0 1 Tf 0 -1.235 TD [(The)-42( following)-51( is)-43( the)-22( wording)-28( of)-48( the)-22( environmental)-14( condition)-57( found)-27( in)-46( the)-22( offer)-58( to)-48( purchase)]TJ EMC /P <>BDC 0 -1.235 TD [(\(subsequently)-10( Schedule)-7( A)-39( in)-45( the)-22( Agreement)-50( of)-48( Purchase)-11( and)-38( Sale\):)]TJ EMC /P <>BDC /TT2 1 Tf 0 -2.471 TD [(This)-52( Offer)-12( is)-43( conditional)-43( upon)-11( the)-22( Buyer)-35( determining,)-27( at)-48( the)-22( Buyer\222s)-19( own)-48( expense)-43( that:)-54( all)]TJ EMC /P <>BDC 0 -1.235 TD [(environmental)-14( laws)-59( and)-38( regulations)-50( have)-8( been)-11( complied)-58( with,)-3( no)-6( hazardous)-37( conditions)-27( or)]TJ EMC ET endstream endobj 3 0 obj <>/Font<>/ProcSet[/PDF/Text]/ExtGState 134 0 R/XObject 135 0 R>>/Rotate 0/StructParents 9/Type/Page/Tabs/S>> endobj 4 0 obj <>stream /CS0 cs 1 scn 36 766.552 576 -694.552 re f /P <>BDC q 36 72 576 695 re W n BT 0 scn /TT0 1 Tf 0.016 Tw 10.5517 0 0 10.5517 60.8276 757.2415 Tm [(substances)-1( exist)-3( on)-6( the)-22( land,)-8( no)-6( limitations)-26( or)-52( restrictions)-48( affecting)-43( the)-22( continued)-17( use)-35( of)-48( the)-22( property)]TJ ET EMC Q BT /P <>BDC 0 scn /TT0 1 Tf 0.016 Tw 10.5517 0 0 10.5517 60.8276 744.207 Tm [(exist,)-19( other)-15( than)-54( those)-25( specifically)-48( provided)-47( for)-9( herein,)-2( no)-6( pending)-30( litigation)-38( respecting)-34( Environmental)]TJ EMC /P <>BDC 0 -1.235 TD [(matters,)-35( no)-6( outstanding)-6( Ministry)-27( of)-48( Environment)-34( Orders,)-19( investigation,)-46( charges)-31( or)-52( prosecutions)]TJ EMC /P <>BDC 0 -1.235 TD [(respecting)-34( Environmental)-21( matters)-19( exist,)-19( there)-15( has)-35( been)-11( no)-6( prior)-59( use)-35( as)-3( a)-32( waste)-35( disposal)-38( site,)-48( and)-38( all)]TJ EMC /P <>BDC 0 -1.235 TD [(applicable)-27( licenses)-35( are)-26( in)-45( force.)-28( The)-42( Seller)-32( agrees)-2( to)-48( provide)-15( to)-48( the)-22( Buyer)-35( upon)-11( request,)-34( all)]TJ EMC /P <>BDC 0 -1.235 TD [(documents,)-7( records)-19( and)-38( reports)-6( relating)-15( to)-48( environmental)-14( matters)-19( in)-46( possession)-57( of)-48( the)-22( Seller.)-48( The)]TJ EMC /P <>BDC 0 -1.235 TD [(Seller)-32( further)-51( authorizes)-34( listing)-32( agent,)-44( to)-48( release)-15( to)-48( the)-22( Buyer,)-51( the)-22( Buyer\222s)-19( Agent)-34( or)-52( Solicitor,)-48( any)]TJ EMC /P <>BDC T* [(and)-38( all)-59( information)-54( that)-38( maybe)-58( on)-6( record)-48( in)-45( the)-22( Ministry)-27( office)-22( with)-45( respect)-15( to)-48( the)-22( sold)-48( property.)]TJ EMC /P <>BDC 0 -1.235 TD [(Unless)-3( the)-22( Buyer)-35( gives)-19( notice)-38( in)-46( writing)-52( delivered)-2( to)-48( the)-22( Seller)-32( not)-22( later)-55( than)-54( 8:00)-54( p.m.)-55( on)-6( the)-22( 26th)]TJ EMC /P <>BDC 0 -1.235 TD [(day)-35( of)-48( November,)-51( 2005,)-27( that)-38( the)-22( preceding)-21( condition)-57( has)-35( been)-11( fulfilled,)-22( this)-32( Offer)-12( shall)-3( become)-31( null)]TJ EMC /P <>BDC T* [(and)-38( void)-48( and)-38( the)-22( deposit)-11( shall)-3( be)-6( returned)-41( to)-48( the)-22( Buyer)-35( in)-46( full)-16( without)-8( deduction.)-33( This)-52( condition)-57( is)]TJ EMC /P <>BDC T* [(included)-41( for)-9( the)-22( benefit)-57( of)-48( the)-22( Buyer)-35( and)-38( may)-52( be)-6( waived)-6( at)-48( the)-22( Buyer\222s)-19( sole)-48( option)-41( by)-3( notice)-38( in)]TJ EMC /P <>BDC 0 -1.235 TD [(writing)-52( to)-48( the)-22( Seller)-32( within)-32( the)-22( time)-52( period)-44( stated)-41( herein.)]TJ EMC /P <>BDC /TT1 1 Tf 0 -2.471 TD [(Looking)-27( at)-48( this)-32( paragraph,)-46( it)-29( should)-54( be)-6( noted)-27( that)-38( the)-22( very)-52( long)-51( first)-36( sentence)-1( contains)-41( a)-32( list)-13( of)]TJ EMC /P <>BDC 0 -1.235 TD [(environmental)-14( representations)-49( normally)-45( made)-28( by)-3( the)-22( seller.)-39( Here,)-26( the)-22( clause)-51( is)-43( worded)-15( in)-45( such)-6( a)]TJ EMC /P <>BDC T* [(way)-45( as)-3( to)-48( transfer)-22( the)-22( risk)-33( to)-48( the)-22( purchaser.)-41( It)-32( is)-43( the)-22( purchaser)-25( who)-48( must)-9( ensure)-2( that)-38( environmental)]TJ EMC /P <>BDC 0 -1.235 TD [(laws)-59( and)-38( regulations)-50( are)-26( complied)-58( with;)-3( the)-22( seller)-23( guarantees)-56( nothing.)-30( It)-32( should)-54( also)-48( be)-6( noted)-27( that)-38( a)]TJ EMC /P <>BDC 0 -1.235 TD [(clause)-51( of)-48( this)-32( type)-51( is)-43( usually)-6( worded)-15( so)-3( that)-38( the)-22( seller)-23( agrees)-2( to)-48( provide)-15( the)-22( potential)-43( purchaser)-25( with)]TJ EMC /P <>BDC 0 -1.235 TD [(all)-59( environmental)-14( documentation)-29( in)-45( its possession)-57( or)-52( under)-31( its control.)-15( Here,)-26( the)-22( documents)-50( are)]TJ EMC /P <>BDC 0 -1.235 TD [(provided)-47( \223upon)-31( request\224.)-54( As)-9( a)-32( result,)-42( the)-22( seller)-23( is)-43( not)-22( hiding)-38( anything)-43( from the)-22( purchaser,)-41( but)-22( it)-29( is)-43( up)]TJ EMC /P <>BDC T* [(to)-48( the)-22( purchaser)-25( to)-48( make)-26( the)-22( first)-36( move.)]TJ EMC /P <>BDC 0 -2.471 TD [(In)-48( our)-26( view,)-16( this)-32( is)-43( a)-32( situation)-41( where)-42( the)-22( parties)-58( sought)-57( to)-48( pretend)-21( that)-38( the)-22( usual)-22( environmental)-14( due)]TJ EMC /P <>BDC 0 -1.235 TD [(diligence)-54( review)-52( had)-38( taken)-25( place,)-38( without)-8( however)-44( putting)-57( anything)-44( in)-45( writing)-52( that)-38( established)-60( the)]TJ EMC /P <>BDC 0 -1.235 TD [(purchaser\222s)-8( knowledge)-43( of)-48( the)-22( environmental)-14( situation)-41( at)-48( the)-22( site.)-48( This)-52( approach)-7( backfired)-2( when)-22( a)]TJ EMC /P <>BDC T* [(third)-55( party)-12( sued)-8( Yang)-18( because)-44( the)-22( contamination)-10( had)-38( migrated)-51( offsite.)]TJ EMC /P <>BDC 0 -2.471 TD [(Let\222s)-6( look)-48( at)-48( the)-22( situation)-41( more)-16( closely)-3( and)-38( then)-54( review)-52( the)-22( lessons)-22( to)-48( be)-6( learned)-18( from this)-32( case.)]TJ EMC /P <>BDC T* [(Pursuant)-57( to)-48( the)-22( first)-36( sentence)-1( in)-45( the)-22( environmental)-14( condition,)-14( Yang)-18( had)-38( to)-48( )]TJ EMC ET /P <>BDC BT /TT1 1 Tf 0 Tw 10.5517 0 0 10.5517 412.7586 366.207 Tm (determine)Tj ET /CS0 CS 0 SCN 0.621 w q 1 0 0 1 412.7586 365.5863 cm 0 0 m 47.172 0 l S Q EMC BT /P <>BDC /TT1 1 Tf 0.016 Tw 10.5517 0 0 10.5517 459.931 366.207 Tm [( that)-38( all)]TJ EMC /P <>BDC -37.824 -1.235 Td [(environmental)-14( laws)-59( and)-38( regulations)-50( had)-38( been)-11( complied)-58( with.)-3( As)-9( a)-32( practical)-42( businessman)-50( who)-48( was)]TJ EMC /P <>BDC 0 -1.235 TD [(likely)-13( pressed)-31( for)-9( time,)-9( Yang)-18( probably)-47( gave)-8( considerable)-37( weight)-51( to)-48( Paterson\222s)-41( conclusion)-41( that)-38( the)]TJ EMC /P <>BDC 0 -1.235 TD [(PERC)-45( posed)-41( no)-6( risk)-33( to)-48( the)-22( environment)-27( or)-52( human)-2( health.)-57( From)-20( a)-32( legal)-6( point)-8( of)-48( view,)-16( even)-8( though)]TJ EMC /P <>BDC 0 -1.235 TD [(groundwater)-30( contamination)-10( exceeded)-17( the)-22( generic)-15( criteria,)-16( in)-46( the)-22( absence)-43( of)-48( a)-32( clear)-9( statutory)]TJ EMC /P <>BDC 0 -1.235 TD [(obligation)-14( to)-48( inform)-45( the)-22( Ministry)-27( of)-48( Environment)-34( and/or)-47( to)-48( decontaminate)-29( the)-22( site)-32( in)-46( the)-22( event)-24( of)-48( the)]TJ EMC /P <>BDC T* [(discovery)-12( of)-48( historic)-9( contamination,)-26( a)-32( businessman)-50( could)-22( conclude)-57( that)-38( the)-22( laws)-59( and)-38( regulations)]TJ EMC /P <>BDC 0 -1.235 TD [(were)-9( being)-25( \223complied)-19( with\224)-7( in)-45( the)-22( sense)-38( that)-38( while)-16( the)-22( groundwater)-30( did)-19( not)-22( meet)-12( applicable)]TJ EMC /P <>BDC 0 -1.235 TD [(standards,)-37( seller\222s)-7( behaviour)-21( did)-19( not)-22( violate)-51( the)-22( law.)-45( As)-9( a)-32( result,)-42( the)-22( parties\222)-12( main)-9( objective)-54( became)]TJ EMC /P <>BDC T* [(making)-12( sure)-55( that)-38( the)-22( information)-54( provided)-47( by)-3( Paterson)-57( did)-19( not)-22( fall)-16( into)-35( the)-22( hands)-41( of)-48( a)-32( mortgage)]TJ EMC /P <>BDC 0 Tw 0 -1.235 TD (lender.)Tj EMC /P <>BDC 0.016 Tw 0 -2.471 TD [(In)-48( court,)-28( Yang)-18( claimed)-26( that)-38( he)-6( never)-28( asked)-38( Sumra)-55( to)-48( provide)-15( him)-36( with)-45( the)-22( environmental)-14( reports)-6( that)]TJ EMC /P <>BDC 0 -1.235 TD [(Sumra)-55( had)-38( in)-45( his)-16( possession,)-14( that)-38( he)-6( relied)-25( on)-6( his)-16( lawyer)-52( to)-48( take)-51( care)-55( of)-48( that)-38( part)-42( of)-48( the)-22( due)]TJ EMC /P <>BDC 0 -1.235 TD [(diligence)-54( review)-52( and)-38( that)-38( his)-16( lawyer)-52( never)-28( talked)-38( to)-48( him)-36( about)-27( environmental)-14( reports.)-22( Yang)-18( also)]TJ EMC /P <>BDC 0 -1.235 TD [(claimed)-26( that)-38( if)-29( he)-6( had)-38( been)-11( informed)-51( of)-48( Paterson\222s)-41( conclusions,)-27( he)-6( would)-35( have)-8( never)-28( purchased)-37( the)]TJ EMC /P <>BDC 0 Tw 0 -1.235 TD (property.)Tj EMC /P <>BDC 0.016 Tw 0 -2.471 TD [(As)-9( for)-9( Yang\222s)-2( lawyer,)-9( she)-35( claimed)-26( that)-38( Yang)-18( never)-28( gave)-8( her)-26( the)-22( mandate)-50( to)-48( conduct)-27( due)-38( diligence)]TJ EMC /P <>BDC 0 -1.235 TD [(of)-48( any)-35( kind)-48( \(environmental)-34( or)-52( other\).)-51( This)-52( explains)-38( why)-46( she)-35( did)-19( not)-22( ask)-32( the)-22( seller)-23( to)-48( provide)-15( her)-26( with)]TJ EMC /P <>BDC T* [(access)-6( to)-48( the)-22( seller\222s)-7( environmental)-14( files.)-3( However,)-12( the)-22( appraiser)-8( hired)-12( by)-3( Yang)-18( to)-48( assist)-32( with)-45( getting)]TJ EMC /P <>BDC 0 -1.235 TD [(financing)-57( from CIBC)-23( did)-19( obtain)-41( a)-32( copy)-6( of)-48( AMEC\222s)-36( report,)-51( which)-32( the)-22( appraiser)-8( presented)-24( to)-48( the)-22( bank.)]TJ EMC /P <>BDC 0 -1.235 TD [(The)-42( bank)-8( extended)-4( financing)-57( based)-41( on)-6( the)-22( report.)-51( In)-48( court,)-28( the)-22( appraiser)-8( could)-22( not)-22( remember)-32( who)]TJ EMC ET endstream endobj 5 0 obj <>/Font<>/ProcSet[/PDF/Text]/ExtGState 158 0 R/XObject 159 0 R>>/Rotate 0/StructParents 13/Type/Page/Tabs/S>> endobj 6 0 obj <>stream /CS0 cs 1 scn 36 766.552 576 -598.345 re f /P <>BDC q 36 72 576 695 re W n BT 0 scn /TT0 1 Tf 0.016 Tw 10.5517 0 0 10.5517 60.8276 757.2414 Tm [(provided)-47( him)-36( with)-46( AMEC\222s)-36( report.)]TJ ET EMC Q BT /P <>BDC 0 scn /TT0 1 Tf 0.016 Tw 10.5517 0 0 10.5517 60.8276 731.1724 Tm [(Having)-6( heard)-31( all)-59( the)-22( witnesses,)-38( the)-22( court)-12( concluded)-30( that)-38( Yang)-18( obtained)-46( all)-59( three)-15( environmental)]TJ EMC /P <>BDC 0 -1.235 TD [(reports)-6( from Sumra)-55( and)-38( that)-38( he)-6( had)-38( them)-12( in)-46( his)-16( possession)-57( when)-22( he)-6( gave)-8( only)-48( one)-38( report)-35( to)-48( the)]TJ EMC /P <>BDC T* [(appraiser)-8( who,)-6( in)-46( turn,)-58( forwarded)-25( it)-29( to)-48( the)-22( bank.)-25( The)-42( court)-12( dismissed)-26( Yang\222s)-2( claim)-20( for)-9( damages)]TJ EMC /P <>BDC 0 -1.235 TD [(against)-11( his)-16( lawyer)-52( and)-38( Sumra.)]TJ EMC /P <>BDC /TT1 1 Tf 0 -2.471 TD [(LESSONS)-44( TO)-23( BE)-23( LEARNED)]TJ EMC /P <>BDC /TT0 1 Tf 0 -1.235 TD [(Quebec)-27( law)-29( mandates)-21( site)-32( assessment)-18( and)-38( clean)-22(-)-20(up)-6( upon)-11( cessation)-11( of)-48( activities)-48( or)-52( change)-14( of)-48( use)]TJ EMC /P <>BDC 0 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order.)]TJ EMC /P <>BDC T* [(The)-42( CIBC)-23( was)-45( duped.)-1( It)-32( would)-35( be)-6( nice)-48( to)-48( know)-19( how)-48( often)-11( mortgage)-11( lenders)-15( are)-26( provided)-47( with)]TJ EMC /P <>BDC 0 -1.235 TD [(misleading)-44( information)-54( regarding)-11( the)-22( condition)-57( of)-48( properties)-25( on)-6( which)-32( they)-51( take)-51( security.)-42( Yet)-28( it\222s)-13( also)]TJ EMC /P <>BDC 0 -1.235 TD [(true)-42( that)-38( the)-22( discovery)-12( of)-48( \223legacy\224)-32( site)-32( contamination)-10( is)-43( bad)-38( for)-9( the)-22( economy,)-18( sometimes)-48( forcing)]TJ EMC /P <>BDC 0 -1.235 TD [(companies)-47( and)-38( individuals)-38( to)-48( choose)-11( between)-43( obtaining)-60( financing)-57( from private)-58( lenders)-15( at)-48( exorbitant)]TJ EMC /P <>BDC 0 -1.235 TD [(rates)-12( and)-38( going)-25( bankrupt.)-7( Generally)-15( speaking,)-14( only)-48( healthy)-11( businesses)-57( have)-8( the)-22( means)-58( to)-48( finance)]TJ EMC /P <>BDC 0 -1.235 TD [(site)-32( clean)-22(-)-20(up.)]TJ EMC /P <>BDC 0 -2.471 TD [(Yang)-18( was)-45( far)-9( too)-22( cavalier)-26( in)-46( his)-16( business)-54( dealings.)-57( He)-16( negotiated)-36( a)-32( price)-9( reduction)-5( but)-22( had)-38( no)]TJ EMC /P <>BDC 0 -1.235 TD [(intention)-43( of)-48( using)-22( the)-22( money)-58( he)-6( saved)-38( to)-48( deal)-51( with)-45( the)-22( environmental)-14( problem.)-51( Sumra)-55( should)-54( have)]TJ EMC /P <>BDC 0 -1.235 TD [(required,)-54( by)-3( contract,)-47( that)-38( an)-6( amount)-18( equal)-25( to)-48( the)-22( reduction)-5( in)-45( the)-22( sale)-48( price)-9( be)-6( used)-8( for)-9( that)]TJ EMC /P <>BDC 0 Tw 0 -1.235 TD (purpose.)Tj EMC /P <>BDC 0.016 Tw 0 -2.471 TD [(The)-42( parties)-58( to)-48( this)-32( deal)-51( probably)-47( believed)-41( that)-38( they)-51( had)-38( thought)-17( of)-48( everything.)-50( Yet)-28( they)-51( forgot)-31( to)]TJ EMC /P <>BDC 0 -1.235 TD [(agree)-31( on)-6( what)-6( would)-35( happen)-17( in)-45( the)-22( event)-25( of)-48( a)-32( claim)-20( from a)-32( third)-55( party.)-28( A)-39( neighbour,)-40( for)-9( example.)]TJ EMC /P <>BDC 0 -2.471 TD [(Finally,)-9( and)-38( as)-3( glaringly)-42( demonstrated)-4( by)-3( the)-22( facts,)-22( no)-6( one)-38( in)-45( this)-32( case)-6( retained)-34( an)-6( attorney)-34( with)-45( the)]TJ EMC /P <>BDC 0 -1.235 TD [(right)-55( skillset.)-16( Yang\222s)-2( lawyer)-52( strongly)-28( recommended)-21( that)-38( he)-6( commission)-16( his)-16( own)-48( environmental)]TJ EMC /P <>BDC T* [(reports)-6( and)-38( she)-35( was)-46( right)-55( to)-48( do)-6( so.)-19( She)-45( should)-54( also)-48( have)-8( referred)-28( Yang)-18( to)-48( an)-6( environmental)-14( lawyer,)]TJ EMC /P <>BDC T* [(to)-48( make)-26( sure)-55( he)-6( fully)-46( understood)-56( the)-22( risks)-4( associated)-43( with)-45( becoming)-18( the)-22( owner)-42( of)-48( contaminated)]TJ EMC /P <>BDC 0 -1.235 TD [(land)-51( and)-38( the)-22( means)-58( available)-54( to)-48( manage)-34( them.)]TJ EMC /P <>BDC 0 -2.471 TD [(One)-51( may)-52( be)-6( tempted)-34( to)-48( equate)-1( environmental)-14( risk)-33( management)-46( with)-46( choosing)-57( the)-22( right)-55( engineers.)]TJ EMC /P <>BDC 0 -1.235 TD [(It\222s)-16( a)-32( good)-11( instinct,)-22( but)-22( it)-29( only)-48( gets)-51( you)-35( halfway)-22( there.)-31( It)-32( can)-35( actually)-22( be)-6( very)-52( risky)-4( to)-48( ask)-32( an)]TJ EMC /P <>BDC T* [(environmental)-14( consulting)-27( firm)-40( to)-48( generate)-53( data)-54( and)-38( issue)-19( reports)-6( on)-6( the)-22( status)-38( of)-48( a)-32( particular)]TJ EMC /P <>BDC 0 -1.235 TD [(property)-38( without)-8( understanding)-16( the)-22( associated)-43( legal)-6( risks.)-20( The)-42( decision)-38( to)-48( protect)-2( oneself)-11( by)-3( contract)]TJ EMC /P <>BDC 0 -1.235 TD [(or)-52( by)-3( site)-32( clean)-22(-)-20(up)-6( depends)-46( on)-6( a)-32( series)-39( of)-48( factors)-58( that)-38( vary)-52( from one)-38( case)-6( to)-48( the)-22( next.)-8( Finding)-15( the)]TJ EMC /P <>BDC T* [(right)-55( solution)-25( \(in)-7( terms)-29( of)-48( timing,)-55( risk,)-49( costs,)-35( etc.\))-55( requires)-35( the)-22( cooperation)-10( of)-48( specialists)-35( in)-45( both)-54( law)]TJ EMC /P <>BDC 0 -1.235 TD [(and)-38( environmental)-14( sciences.)]TJ EMC ET endstream endobj 7 0 obj <> endobj 8 0 obj <> endobj 9 0 obj <> endobj 10 0 obj <> endobj 11 0 obj <>>> endobj 12 0 obj <> endobj 13 0 obj <> endobj 14 0 obj <> endobj 15 0 obj [24 0 R null null 26 0 R null null null 28 0 R null null null 19 0 R 19 0 R 19 0 R 19 0 R null 19 0 R 19 0 R 19 0 R 19 0 R 19 0 R null 19 0 R 19 0 R 19 0 R 19 0 R 19 0 R null 19 0 R 19 0 R 19 0 R 19 0 R 19 0 R 19 0 R 19 0 R 19 0 R 19 0 R 19 0 R 19 0 R 19 0 R 19 0 R null 19 0 R 19 0 R 19 0 R 19 0 R 19 0 R 19 0 R] endobj 16 0 obj [19 0 R 19 0 R null 19 0 R 19 0 R 19 0 R 19 0 R 19 0 R 19 0 R 19 0 R 19 0 R 19 0 R 19 0 R 19 0 R 19 0 R 19 0 R 19 0 R 19 0 R null 19 0 R null 19 0 R 19 0 R 19 0 R 19 0 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